This privacy Policy clarifies how Testimony Insurance and Finance Agency (hereinafter referred to as “Company”, “Testimony”, “T.I.F.A’, “we”, or “us”) gathers, uses, discloses, and protects personal information which you, the “user,” or “you”, provide when you access the Company’s website (the “Site”) at https://testimonyinsuranceandfinance.com/. We sincerely encourage that you refrain from using the Site if any of the conditions of this Policy are unacceptable to you.
Please read this Policy closely to learn how any personal information you decide to disclose will be used. The Company reserves the right to revise this Policy at any time. If the Policy has been modified, your continuing use of the Site will indicate that you agree to the changes.
What Does “Personal Information” Mean?
The term “personal information” as used herein refers to data that can be used to distinguish an individual, such as their name, address, phone number, mobile number, email address, date of birth, credit card number, or social security number, or data about them that is associated with personal data.
How Are Information Gathered? Which Kinds of Data Do We Gather?
When you visit or use the Site, we may get personal information about you in several ways:
Active Collection: We primarily obtain certain information from you voluntarily. Examples of these include emails, online quote requests, live chat support from Company representatives for technical or customer issues, and other interactions with us on social media platforms like Facebook, Google+, LinkedIn, and so forth.
Passive Collection: Various data is also automatically gathered when you use the site, including your IP address, operating system, browser type, the address of a website that referred you, the activities you performed on the site, etc. If we link this information to any of the previously listed personal information, or if we combine it with any of it, we treat it as personal information. If not, it is solely used in aggregate.
Using “cookies” (including session and/or persistent cookies) or web beacons (also known as web bugs, pixel tags, tracking pixels, or clear gifs) on the Site, we may also automatically gather some information and keep an eye on user habits. To figure out how to block, remove, or receive alerts about cookies on the Site, please contact the maker of your browser. However, certain parts of the Site may not function properly if you decide to delete or reject cookies. In addition to the previously stated, data analysis, content popularity assessment, targeted advertising, user suggestion, and enhanced site usage analytics are just a few of the uses for information collected by cookies, web beacons, or other devices.
How Do We Apply the Personal Data That We Gather?
We utilize the personal data we obtain via the Site for the objectives outlined in this Policy. In order to process transactions, gather feedback, interact with users, get in touch with them regarding their accounts, address user questions and concerns, deliver targeted advertisements, make recommendations, keep an eye on site usage trends, send out promotional messages, confirmations, or security alerts, stop fraud, administer surveys, and fulfill any other purpose for which the information was gathered, we may use personal and other information that we collect.
Third party Disclosure
Legally mandated disclosures in addition to disclosures made to safeguard the safety and security of our website and others:
Personal information will only be disclosed when we genuinely believe that doing so is either (a) required by law, such as when we need to comply with a court order or subpoena, or (b) will assist in enforcing our policies, enforcing giveaways, marketing, or protecting your safety and security, including the safety and security of your property, or protecting our Site(s) or third parties.
Term of service Disclaimer
Insurance products are subject to terms and conditions, as well as exclusions that we cannot define on our website and blog. The content published here is only intended to provide you with an overview and general information about policies and products in the insurance industry. YOUR policy will carry details of the specific coverages, terms, conditions, limitations, exclusions. These will be governed by the underwriting guidelines applicable in your state.
Does This Policy Cover Other Websites That This Site Links To?
Links to external websites may be found on the Site(s). Your submission of personal data on linked pages or applications is transmitted directly to the third party and is governed by the privacy policy of that third party. Such connected sites are not covered by this Policy, and neither the content nor the privacy and security policies of these or any other websites that link to or from the Site(s) are under our control. Before entrusting them with sensitive information, we advise you to familiarize yourself with their privacy and security procedures and policies.
Do We Gather Data from Children Less Than 13 Years Old?
Children under the age of thirteen are not permitted to access the Site, and the Company does not knowingly collect or use any personal information from them. We will take commercially reasonable steps to remove any unintentionally obtained personal information from children under the age of 13 from our database if we come to that realization.
What Security Measures Do We Employ To Safeguard Your Data?
We take precautions to guard against loss, misuse, and unauthorized access, disclosure, modification, and destruction of your personal information. To secure the data we process and keep, we implement procedural, electronic, and physical safeguards. Though we try our best, no security system is flawless or impenetrable, and no data transmission technique can be ensured to be free from interception or other exploitation.
Miscellaneous
This Policy and the privacy practices of Company will be subject exclusively to the laws of the United States. The company makes no representation that this Policy and our practices comply with the laws of any other country or jurisdiction. Users of the Site who reside outside the United States do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable. If you reside outside of the United States, by using the Site, you consent to the transfer, processing, and use of your information outside your country.