At Testimony Insurance and Finance Agency, your health is our top priority. We believe that good health is the greatest form of wealth. To support this belief, we collaborate with a diverse range of insurance providers to deliver tailored health insurance solutions that meet the specific needs of our clients.
Our range of Individual & Family products includes:
- Affordable Care Act (ACA) Qualified Plans: Commonly referred to as the Obama Care plan, are health insurance coverage available through state and federal marketplace.
- Short Term Medical Plans: Offers multiple short term medical plan options with maximum duration of 3 months plus 1 month extension.
- Health savings Account (HSA) Plans: Offers a tax-advantaged savings account designed to help individuals with high-deductible health plans (HDHPs) save for medical expenses. The money in an HSA can be used for a variety of qualified medical expenses, including doctor visits, prescriptions, and dental or vision care.
Our range of Supplemental products includes:
- Hospital Indemnity: Tailored for individuals aged 60-90 to assist with hospital-related expenses through fixed cash benefits.
- Dental: Provides coverage for routine procedures such as teeth cleaning, exams, x-rays, and fillings. Additionally, some plans include crowns, root canals, dentures, and implants.
- Vision: Offers coverage for glasses, contacts, and immediate access to annual eye exams.
Our range of Medicare products includes:
- Medicare Advantage Prescription Drug plan (MAPD): Commonly referred to as Medicare Part C plan, which encompasses Original Medicare Parts A and B along with Part D.
- Medicare Advantage D-SNP: Commonly referred to as Dual Eligible Special Needs Plan, offers both Medicare and Medicaid benefits.
- Medicare Supplement Insurance plans: Commonly known as Medigap, provides additional coverage for certain healthcare expenses that Original Medicare (Parts A and B) does not include.
We encourage you to schedule a free consultation to learn the details of our plans and the range of additional health insurance options available. Our team is committed to assisting you in finding the ideal health insurance plan tailored to your needs. We’re here to help you navigate your options, make informed choices, and address any questions you might have.